Arunachal Pradesh: 24th state to implement RSBY

Arunachal Pradesh has become the 24th state to implement the Rashtriya Swasthya Bima Yojana (RSBY) Scheme.

• Rashtriya Swasthya Bima Yojana had started rolling from 1st April 2008.
• It has been launched by Ministry of Labour and Employment, Government of India to provide health insurance coverage for Below Poverty Line (BPL) families.
• The objective of RSBY is to provide protection to BPL households from financial liabilities arising out of health shocks that involve hospitalization.
• Beneficiaries under RSBY are entitled to hospitalization coverage up to Rs. 30,000/- for most of the diseases that require hospitalization. Government has even fixed the package rates for the hospitals for a large number of interventions.
• Pre-existing conditions are covered from day one and there is no age limit.
• Coverage extends to five members of the family which includes the head of household, spouse and up to three dependents.
• Beneficiaries need to pay only Rs. 30/- as registration fee while Central and State Government pays the premium to the insurer selected by the State Government on the basis of a competitive bidding.
• Till now, 24 state have joined the RSBY. Arunachal is 24th state to join the scheme. This will benefit 40000 families of the state registered as BPL.